The definition of a note is quite simple. A note is a physical representation of your capital (the lenders) given to you by the borrower. The note tells all parties involved how much you are lending, what is the rate of return, when you should expect that note to be repaid, and the payment structure of the note. This is just like REAL money because it’s a legally binding document, enforceable in court that is a representation of the exact amount of money you loaned. Keep it secret, keep it safe.

How can a real estate investor like yourself spot a fake lender? Being able to identify which “lenders” are scammers and fakes can be difficult for newer investors. Believe me, when I say that the longer you are in the business you will be able to quickly pick them out of a crowd. So this is definitely for newer investors, yet still sometimes, even for seasoned investors, who may be stuck in a pinch, when one of these scammy posts comes around, it may be enticing to try and see if their terms are legitimate, don’t! In the video above I go through several ways that you can tell a fake lender, or a scam apart from a real offer of business, especially on social media. Below are the highlights and what you could do to quickly protect yourself and be able to verify if the lender is who they say they are.

Blue Bay Capitals Turn-Key Private Lending solution is a great answer for the passive investment question. Our capital partners are able to leverage our knowledge, experience, and professionals in the industry while participating in a large loan with smaller investment amounts.

As a real estate investor, it is critical that you understand what your lender (Private or Hard Money) will be looking at and considering for your loan. This is not a comprehensive article on ALL the numbers, simply the Loan-to-Value “LTV” percentages commonly used in the industry.

Why should a wholesaler consider using Transactional Funding versus Assignment of Contract?
What are the minute differences between a simultaneous close and an assignment?
How can wholesalers reduce the headaches of closing highly profitable deals, while keeping long-lasting relationships?

Edwin shares with real estate investors how to use and when to use Transactional Funding offered by Blue Bay Capital

In this video, I cover the high-level ideas about Who, What, When, Where, Why, and How private lending should be a part of every investor’s portfolio and how my turn-key private lending solution can solve this hurdle for you. All investments have risks, and private lending is not insulated from risks. However, we have a powerful tool that no other investment strategy allows and that’s risk mitigation. The ability to cover your downside and shift all remaining risks to the borrower. The ability for you to MAKE your investments as safe as possible.