Hard Money Loan Broker Partners

Broker Blue Bay Capital Real Estate Investors

Welcome to Blue Bay Capital! We are excited about the potential to work with you in the near future. We provide capital for brokers and referral partners who are seeking personalized and fast capital for their real estate investors. We can work with UNLICENSED referral partners as well as licensed brokers and lenders. Below are our two primary loan programs and their overviews:

We offer TWO Primary Loan Options

CREDIT LOAN OPTIONS

  • Loan options are available in almost all 50 states!

  • Loan Programs include Fix & Flip (purchase and refi), Bridge (purchase only), New Construction (purchase and refi), and DSCR (purchase and refi);

  • The Borrower MUST be an entity, LLC, or Corporation;

  • Only Recourse loans available;

  • Assets we will collateralize are SFR (1-4 Units), Condos (no hi-rise), Townhouses, and SFR New Construction; Commercial Asset, and Development loans will be made available Summer of 2025!

  • Min. Credit Score is 640 for all loan programs;

  • Purchase LTVs from 75 - 90%, Refinance LTVs from 60 - 80%, New Construction LTCs from 70 - 80%;

  • 100% construction financing available;

  • Closings in as little at 15 Business days; *DSCR loans avg 30-45 days

  • No Prepayment Penalty; *DSCR has a 5-4-3-2-1 step down Prepayment

  • 12 - 24 month loan terms *DSCR 30yr fix

NO-CREDIT LOAN OPTIONS

  • Loan options are available in Florida only;

  • Loan Programs include Fix & Flip (purchase and refi), Bridge (purchase and refi), New Construction (purchase and refi), Land Flip (purchase and refi), and Transactional Funding (purchase only);

  • The Borrower MUST be an entity: LLC, Corporation, or Land Trust;

  • Recourse & Non-Recourse loans available;

  • Assets we will collateralize are SFR (1-4 Units), Condos (no hi-rise), Townhouses, and SFR New Construction, Raw Land; Mobile Homes coming soon!

  • Purchase LTVs from 70 - 85%, Refinance LTVs from 60 - 70%, New Construction LTCs from 65 - 75%;

  • 100% construction financing available;

  • Closings in as little at 5 Business days;

  • No Prepayment Penalty;

  • 6 - 18 month loan terms

BOOST YOUR INCOME AND REPUTATION WITH OUR

LUCRATIVE BROKER PARTNER PROGRAM!

When You Team Up With Us, You: