At Blue Bay Capital we offer a wide range of investor loans. We have an industry-unique loan program called our “No-Credit Loan Program”. As the name indicates, the ability for the real estate investor is NOT based on the credit score or the investor's financials. We only consider the asset value, the experience, and the liquidity of the investor. You can find the different loan programs below. Determine which loan program you need and reach out to have a quick call, and determine which loan program is best suited for your needs.

Private Lending: For Investors By Investors

WE DO NOT OFFER GAP FUNDING. ALL GAP FUNDING REQUESTS WILL BE DENIED, NO EXCEPTIONS

NO-CREDIT LOAN PROGRAMS

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Fix & Flip Loan
Fix & Flip Loan

Our flagship loan program, No-Credit Fix & Flip, provides a solution for many fix and flippers. Whether the investors credit score is not the best, or they are saving their credit score for rentals, this loan program offers many solutions for the active real estate investor.

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New Construction Loan
New Construction Loan

New Construction investors are looking for streamlined ways to reach the experience level they need to qualify for bank financing. We help in-experienced new builders build the portfolio needed to qualify for best loan products from banks without taking a hit to their credit.

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Bridge Loan
Bridge Loan

Bridge loans offered by Blue Bay Capital are the perfect fit for an investor who is looking for a way to "bridge" the time they need to either sell the property or more ideally, to refinace into a DSCR loan. Our no-credit-check bridge loans mean the investors will be the highest possible for their refinance.

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Transactional Funding
Transactional Funding

Transactional Funding is ideal for wholesalers who have a purchase agreement from the seller and who already have a sell agreement with the end buyer. Our TF loan program allows the wholesaler to keep their profit margins discreet from the seller and the buyer, thus ensuring their closing doesn't fall out.

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RE Flip Loan
RE Flip Loan

Our RE Flip loan program, is ideally suited for those investors who have a “wholetail” deal they are buying. If you are purchasing a property well below the As-Is Value, you will be cleaning it out/ conducting a demo to then sell to a Fix and Flipper, then this loan product is for you!

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Land Flip Loan
Land Flip Loan

Our Land Flip loan program, is ideally suited for those investors who have gotten raw land (infil lot, recreational, or raw) under contract, directly with the seller, and plan on marketing the lot to the general public. Typically purchase for pennies on the dollar, this loan program is ideal for the savvy flipper.

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MORE NO-CREDIT LOANS