Private Lending: For Investors By Investors

Our flagship loan program, No-Credit Fix & Flip, provides a solution for many fix and flippers. Whether the investors credit score is not the best, or they are saving their credit score for rentals, this loan program offers many solutions for the active real estate investor.

New Construction investors are looking for streamlined ways to reach the experience level they need to qualify for bank financing. We help in-experienced new builders build the portfolio needed to qualify for best loan products from banks without taking a hit to their credit.

Bridge loans offered by Blue Bay Capital are the perfect fit for an investor who is looking for a way to "bridge" the time they need to either sell the property or more ideally, to refinace into a DSCR loan. Our no-credit-check bridge loans mean the investors will be the highest possible for their refinance.

Our Land Flip loan program, is ideally suited for those investors who have gotten raw land (infil lot, recreational, or raw) under contract, directly with the seller, and plan on marketing the lot to the general public. Typically purchase for pennies on the dollar, this loan program is ideal for the savvy flipper.

Our Credit based Fix & Flip loan program, provides a solution for investors who are rate sensitive. When an investor has a solid credit score and wishes to use their credit for the best rates available, we have solutions.

Our Credit based New Construction loan program, provides a solution for investors who are rate sensitive, and who have completed at least three projects in the last two years. When an investor has a solid credit score and wishes to use their credit for the best rates available, we have solutions.

Our credit-based bridge loan program provides a solution for investors who are rate-sensitive and looking for a short-term solution. This loan program is not for projects needing renovation or repairs, but simply a bridge product to get them to the refinance or sell state.

Our credit-based DSCR loan program provides a solution for investors who are looking for a long-term loan solution. Created for investor looking to hold rental properties, used for STR or LTR purposes, our DSCR loan program offers flexibility and ease of close.